JD Capital Solutions

JD Capital Solutions

CLEVELAND, OHIO · BUSINESS FUNDING BROKERAGE

One application.

A network of funders

working for you.

JD Capital Solutions matches your business with

merchant cash advances and working capital from a

vetted panel of direct funders so you're not stuck

with one lender's one offer.

$5K–$750K

Funding range placed

24–48 hrs

Typical time to offer

1 Form

Shopped to multiple funders

$5K–$750K

Funding range placed

24–48 hrs

Typical time to offer

1 Form

Shopped to multiple funders

PROCESS

From application to funded, in four steps

We do the legwork of shopping your file across our funder network you

review real offers and choose.

Tell us about your business

A short application plus your three most recent business bank

statements. Most owners finish this in under ten minutes

We shop your file

Your application goes out to the direct funders in our network best suited

to your revenue, time in business, and industry not a blast to everyone.

You compare real offers

We bring back the terms advance amount, factor rate, holdback

percentage side by side, in plain language, and walk you through the

tradeoffs.

Funds hit your account

Once you pick a funder and sign, funding is typically released within 24–

48 hours.

PROCESS

From application to funded, in four steps

We do the legwork of shopping your file across our funder network you

review real offers and choose.

Tell us about your business

A short application plus your three most recent business bank

statements. Most owners finish this in under ten minutes

We shop your file

Your application goes out to the direct funders in our network best suited

to your revenue, time in business, and industry not a blast to everyone.

You compare real offers

We bring back the terms advance amount, factor rate, holdback

percentage side by side, in plain language, and walk you through the

tradeoffs.

Funds hit your account

Once you pick a funder and sign, funding is typically released within 24–

48 hours.

MERCHANT CASH ADVANCES

Not a loan an advance against future sales

A merchant cash advance provides a lump sum today in exchange for a

fixed percentage of your future revenue, collected automatically until the

balance is paid.

Repayment isn't a fixed monthly bill it's a daily or weekly percentage of

what your business actually brings in, so it flexes with slower and busier

periods.

The cost is set upfront and disclosed before you sign, so there's no

compounding and no surprise you'll know your total repayment amount

going in.

Because it's underwritten on cash flow rather than collateral or a high credit

score, an MCA is often accessible to businesses that a bank would turn away.

MERCHANT CASH ADVANCES

Not a loan an advance against future sales

A merchant cash advance provides a lump sum today in exchange for a

fixed percentage of your future revenue, collected automatically until the

balance is paid.

Repayment isn't a fixed monthly bill it's a daily or weekly percentage of

what your business actually brings in, so it flexes with slower and busier

periods.

The cost is set upfront and disclosed before you sign, so there's no

compounding and no surprise you'll know your total repayment amount

going in.

Because it's underwritten on cash flow rather than collateral or a high credit

score, an MCA is often accessible to businesses that a bank would turn away.

DO YOU QUALIFY

We look past credit score alone consistent revenue matters more.

6–12 months

Time in business, minimum

$8K+ / mo

In monthly revenue

500+

Credit score, as a starting point

WHO WE FUND

Across nearly every industry

If your business has consistent revenue, there's likely a funder in our

network for it

Restaurants & Food Service

Retail

Construction & Trades

Trucking & Transportation

Auto Repair

Healthcare & Medical Practices

Salons & Spas

Manufacturing

Wholesale & Distribution

Professional Services

E-commerce

Landscaping

WHO WE FUND

Across nearly every industry

If your business has consistent revenue, there's likely a funder in our

network for it

Restaurants & Food Service

Retail

Construction & Trades

Trucking & Transportation

Auto Repair

Healthcare & Medical Practices

Salons & Spas

Manufacturing

Wholesale & Distribution

Professional Services

E-commerce

Landscaping

QUESTIONS

Frequently asked

Is a merchant cash advance a loan?

No. It's a purchase of a portion of your future revenue in exchange for upfront capital.

Because it isn't a loan, it isn't governed by traditional lending interest-rate rules, and

repayment moves with your sales.

What does it cost to work with JD Capital Solutions?

Nothing out of pocket to apply or to have us shop your file. We're compensated by the

funder once a deal closes not by you.

Why go through a broker instead of applying directly to a lender?

Applying directly means one lender, one offer, and one underwriting box you either fit or

don't. We submit your file to the funders in our network most likely to approve you and

compete for your business, then help you compare terms in plain English.

How fast can I actually get funded?

Once your bank statements and application are in, initial offers typically come back within

24–48 hours. Funding is usually released within a day or two of signing.

Will this affect my credit score?

Initial review is based on your business's bank statements and revenue history, not a

hard credit pull, so checking your options doesn't ding your personal credit.

What documents do I need to apply?

Your last three months of business bank statements, a government ID, and basic business

information. That's usually enough for us to bring back real offers.

QUESTIONS

Frequently asked

Is a merchant cash advance a loan?

No. It's a purchase of a portion of your future revenue in exchange for upfront capital.

Because it isn't a loan, it isn't governed by traditional lending interest-rate rules, and

repayment moves with your sales.

What does it cost to work with JD Capital Solutions?

Nothing out of pocket to apply or to have us shop your file. We're compensated by the

funder once a deal closes not by you.

Why go through a broker instead of applying directly to a lender?

Applying directly means one lender, one offer, and one underwriting box you either fit or

don't. We submit your file to the funders in our network most likely to approve you and

compete for your business, then help you compare terms in plain English.

How fast can I actually get funded?

Once your bank statements and application are in, initial offers typically come back within

24–48 hours. Funding is usually released within a day or two of signing.

Will this affect my credit score?

Initial review is based on your business's bank statements and revenue history, not a

hard credit pull, so checking your options doesn't ding your personal credit.

What documents do I need to apply?

Your last three months of business bank statements, a government ID, and basic business

information. That's usually enough for us to bring back real offers.

GET STARTED

Let's see what you qualify for

No obligation, no cost to check. Reach out directly

or send your info and we'll follow up within one

business day.

GETS TARTED

Let's see what you qualify for

No obligation, no cost to check. Reach out directly

or send your info and we'll follow up within one

business day.

Disclosure: JD Capital Solutions LLC is a business funding brokerage and is not a direct lender. We connect small businesses with third-party direct funders and financing companies and may receive compensation from those funders for successful placements. Merchant cash advances are commercial financing products, not consumer loans, and are not subject to state usury or consumer lending laws. Terms, rates, and approval are determined solely by the funding provider and vary by applicant. This site does not constitute an offer of credit.

JD Capital Solutions LLC

(216) 332-3406

© 2026 JD Capital Solutions LLC. Cleveland, OH.